Twenty-somethings Lisa and Sean have a young family of three sons, six year old Liam, the eldest, who is her biological offspring but not his. As such, Lisa spoils Liam to make sure he feels more a part of the entire family, and to compensate for what Lisa and Sean see as his difficult life with Lisa and Liam's dad splitting when Liam was young. Lisa also sees herself more a mother than anything, wanting at least one more child, preferably a girl. Lisa and Sean have a combined income of $73,000, which takes a major hit every time Lisa goes on maternity leave, which in the last few years has been more often than not. Lisa also feels somewhat isolated as she moved away from family and friends to be with Sean. Although they say they focus their spending on the children, they focus on short term impulses, which has resulted in a houseful of toys, rather than longer term needs or wants. They also have conflicts over individual spending by each on their own wants, which in combination has