A very successful mortician has a sideline robbing legitimate drug shipments--he waters them down and puts them in caskets destined for South America. Usually, his two squabbling associates carry out the robberies, but this time he's convinced by his wife to include her dull-witted brother, who goes on a daylight heist and murders a security guard. The associates kidnap McCloud at the Statue of Liberty and hold him for ransom in exchange for the brother.