Gloria Hunniford, Angela Rippon and Julia Somerville take on the issues driving you to distraction. Today, pet microchipping - it’s supposed to help reunite you with your lost pet, so why is it leaving some dog owners heartbroken? Also, the latest on the scandal of the insurance industry’s car database that’s giving some second-hand vehicles the all-clear when they are actually insurance write-offs, and there’s consumer advice live in the studio from our team of experts.