We often joke about what the cost would be to fix all of the destruction we see in superhero and disaster films, because we know that its not a real issue. But the reality is, we still haven’t solved this problem when natural disasters occur in real life. As Hurricane Katrina has shown, our response to catastrophe is sluggish and inefficient, largely because we still don’t have the conversation about ‘who is going to pay for all of this’ often.