The Government claims that its new Housing Finance Bill is the most important housing reform of this century and will mean a decent home for every family at a price within their means. Opponents say it will double rents and send house prices soaring; split the nation into the 'haves' and 'have-nots,' with millions having to face the indignity of a means test. The first of two programmes on this controversial legislation illustrates on film both sides of the coin - the effect on council tenants, private tenants and potential house buyers; the thinking of the landlords who welcome the new Bill; and looks at the mounting opposition from local councils and rent payers.