When Binky accidentally splits his pants in class, Arthur thinks it is funny, until he starts having nightmares about losing his pants. Buster tries to help Arthur with different ways to end his nightmares, but none of them work. When Arthur accidentally rips his pants in the cafeteria one day, Binky and Mrs. MacGrady give him advice on how to live with the brief embarrassment, putting an end to Arthur's nightmares. However, Buster starts having nightmares about losing his pants, too. Francine goes for horse riding lessons, and her sister Catherine has to take her there. Catherine decides to take lessons too and quickly becomes better than Francine, as well as getting a crush on Stanley, the riding instructor. Francine gets envious and considers quitting her lessons.