In today's episode cameras follow two women as they try to get credit union loans for very different reasons. Jade is looking for £1,500 to redecorate her daughter's bedroom while Miriam needs £1,000 for an educational trip to Germany - but will their loans be approved? A former bus driver tells how an addiction to credit drove her to bankruptcy. Plus, in Manchester, an ethical loan allows food fan Mark to launch his BBQ business in an authentic American school bus, and in Stroud a £500 loan means Fergus' dream of becoming a therapist comes true.