In today's episode we meet a woman who waited over 20 years before a small loan allowed her to realise her dream of opening her own sewing business, and a grandmother keeps her son's name alive by setting up a café in his memory, with the help of an ethical loan. There's the horror story of a young man's experience of dealing with loan sharks; and the team are London Capital Credit Union to find out if they'll approve a loan for some much-needed garden maintenance.