Michael Makeshift (Jason Alexander) is a schnook who can't get over the fact his girlfriend dumped him. To make matters worse, his landlord is beginning to bug him for long-overdue rent. Things for Michael's brother Reggie (James Woods) are much better. He is planning to rob the credit union where his own mother (Bea Arthur) works. His new wife Valerie (Lolita Davidovitch) has no idea what Reggie is planning and is therefore puzzled when she awakes at Michael's apartment after Reggie left her there whilst she was drunk and unconscious. She also does not know that Reggie has paid Michael for the favor. Despite his well-laid plans, things go badly for Reggie when his henchmen mutiny and force him to reveal that the clueless Valerie carries the security codes they need to pull off the job in her suitcase, which in turn begins a merry chase. While Michael helps Valerie escape, he reveals the truth about Reggie. At the same time, she becomes increasingly attracted to her new protector.
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